BFSI CYBER RESILIENCE & BANKING SECURITY

Cybersecurity for BFSI & Financial Services

Zero-trust threat defense, core banking system VAPT, payment gateway audits, and regulatory compliance for Commercial Banks, NBFCs, FinTechs, and Stock Brokers under RBI, SEBI CSCRF, PCI-DSS v4.0, and SWIFT CSP.

RBI & SEBI CSCRF
Statutory Banking Compliance
PCI-DSS v4.0 & CoFT
Tokenized Payment Protection
SWIFT CSP Audits
Interbank Financial Messaging

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6 Core Pillars of Banking & BFSI Cybersecurity

Our certified financial cybersecurity auditors and former banking CISOs defend mission-critical monetary transaction switches and customer ledgers.

Core Banking & Switch VAPT

Comprehensive penetration testing of core banking platforms (Finacle, Flexcube, BaNCS), ATM switches, NEFT/RTGS/IMPS networks, and UPI switches.

  • Core banking database & ledger integrity
  • ATM & POS transaction switch VAPT
  • UPI & IMPS payment callback security

PCI-DSS v4.0 & Tokenization

Auditing Cardholder Data Environments (CDE), Card-on-File Tokenization (CoFT), Hardware Security Modules (HSM), and point-to-point encryption (P2PE).

  • PCI-DSS v4.0 gap analysis & RoC attestation
  • Card-on-File Tokenization (CoFT) compliance
  • HSM cryptographic key ceremony audit

SWIFT CSP & Wire Security

Mandatory independent assessment of SWIFT Customer Security Controls Framework (CSCF), SWIFT Alliance Gateway isolation, and operator access controls.

  • SWIFT CSCF mandatory controls validation
  • Secure zone & jump-host access isolation
  • Annual KYC-SA attestation portal submission

Open Banking & API Security

Penetration testing of OAuth 2.0/mTLS payment gateways, account aggregator APIs, and micro-lending algorithmic underwriting endpoints against BOLA and BFLA.

  • Mutual TLS (mTLS) & OAuth 2.0 API VAPT
  • Account Aggregator (AA) data pipeline tests
  • Payment Aggregator (PA/PG) escrow review

Financial Fraud & ATO Defense

Simulating synthetic identity creation, credential stuffing Account Takeover (ATO), and evaluating anti-money laundering (AML) transaction monitoring algorithms.

  • Account Takeover (ATO) credential stuffing
  • Behavioral anomaly & AML rule validation
  • SIM-swap & OTP intercept mitigation checks

SAR Filing & Regulatory Attestation

Delivering digitally-signed System Audit Reports (SAR) with complete executive checklists, CERT-In Safe-to-Host certificates, and filing binders for RBI and SEBI.

  • Digitally-signed statutory SAR documentation
  • Free 30-day banking retesting & closure report
  • Complete RBI / SEBI portal submission pack

5-Stage BFSI Cyber Defense Lifecycle

Our financial cybersecurity testing methodology guarantees non-intrusive evaluation with absolute transaction safety.

1
STAGE 1: ASSET SCOPING & PAYMENT ARCHITECTURE MAPPING

CDE & Core Banking Topology Scoping

Mapping cardholder data environments, payment gateways, SWIFT routers, and micro-lending API topologies to establish precise audit scopes.

2
STAGE 2: STATUTORY GOVERNANCE & POLICY AUDITING

RBI, SEBI & SWIFT CSP Mandate Review

Evaluating Information Security policies, board governance charters, third-party FinTech contracts, and 180-day domestic log archival practices.

3
STAGE 3: TECHNICAL CORE VAPT & API SECURITY PROBES

Simulated Attacks & Payment Flow VAPT

Conducting controlled ethical hacking against core banking staging instances, mobile banking applications, and payment aggregator APIs.

4
STAGE 4: REMEDIATION GUIDANCE & 30-DAY RETESTING

Vulnerability Remediation & Closure Attestation

Assisting bank IT teams in deploying patches, hardening HSM configurations, and conducting free re-testing to certify 100% vulnerability closure.

5
STAGE 5: SYSTEM AUDIT REPORT & REGULATORY FILING

Digitally Signed SAR & CERT-In Safe-to-Host

Delivering the formal digitally-signed System Audit Report (SAR) and CERT-In Safe-to-Host Certificate ready for upload to RBI and SEBI portals.

Frequently Asked Questions

Key details on live transaction safety, RBI cyber directives, and SWIFT CSP mandates.

We execute testing on exact staging replicas of core banking environments or during pre-approved off-peak maintenance windows using isolated sandbox accounts with zero real ledger balance impact, ensuring continuous 24/7 banking operations.
RBI guidelines mandate annual comprehensive IS audits, board Information Security Committee oversight, continuous 24/7 Security Operations Center (SOC) monitoring, domestic storage of payment transaction logs for 180 days, and mandatory reporting of incidents within 6 hours.
All SWIFT users must complete an annual independent cybersecurity assessment validating adherence to the Customer Security Controls Framework (CSCF) mandatory controls, submitting their KYC-SA attestation to SWIFT to avoid global financial counterparty transaction blocks.

Protect Financial Assets & Guarantee Zero Regulatory Penalties

Schedule a BFSI & Banking Cybersecurity Consultation with our Certified Financial Information Security Auditors (CISA, CISSP, CEH, PCI QSA).

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