RBI CYBER SECURITY FRAMEWORK & MASTER DIRECTION AUDIT

RBI Cyber Security Framework & Information Security Audit

Statutory cyber security audits, gap assessments, and attestation for Commercial Banks, Urban Co-operative Banks (UCBs Level I–IV), NBFCs, Payment Aggregators (PAs), and PPIs. Fully compliant with RBI Master Directions on IT Governance, Data Localization, and Cyber Resilience.

100%
RBI Master Direction Aligned
Banks & NBFCs
UCBs & Payment Aggregators
CERT-In / SAR
Statutory Board Filing Package

Request RBI Audit Scoping

Receive regulatory compliance roadmap & quote in 4 hours

6 Core Pillars of RBI Information Security Auditing

Our certified banking security auditors evaluate your core banking architecture, payment gateways, and security operations against mandatory RBI regulatory guidelines.

Cyber SOC & Incident Reporting

Auditing 24/7 Cyber Security Operations Center (C-SOC) capabilities, SIEM log correlation, Threat Intel ingestion, and mandatory 6-hour incident reporting to RBI/CERT-In.

  • 24/7 C-SOC telemetry & SIEM audit
  • Mandatory 6-hour RBI incident reporting
  • Threat intelligence & dark web monitoring

Payment Data Localization

Verifying 100% domestic cloud and database hosting in India for payment transaction data, customer credentials, and clearing logs as mandated by RBI Circulars.

  • 100% Domestic data storage verification
  • Cross-border data flow elimination
  • Payment transaction log retention audit

Payment Aggregator & CoFT

Auditing Card-on-File Tokenization (CoFT), merchant escrow security, merchant onboarding KYC background checks, and API encryption protocols.

  • CoFT tokenization lifecycle audit
  • Merchant escrow account boundary testing
  • 2FA / Additional Factor of Authentication (AFA)

CBS, SWIFT & ATM Switch Security

Evaluating Core Banking Solution (CBS) database air-gaps, SWIFT Customer Security Programme (CSP) controls, and ATM switch network segmentation.

  • CBS database microsegmentation audit
  • SWIFT CSP mandatory control compliance
  • ATM switch & POS network isolation

Vendor Governance & PAM

Auditing third-party technology vendor contracts, right-to-audit SLAs, sub-processor security risks, and enforcing Privileged Access Management (PAM).

  • Mandatory PAM for CBS administration
  • Third-party fintech integration review
  • RBI Master Direction on Outsourcing

System Audit Report (SAR) & Board Sign-Off

Comprehensive System Audit Report (SAR), IT Strategy Committee executive dashboard, and official CERT-In Safe-to-Host attestation for RBI submission.

  • Official SAR compliance documentation
  • Executive report for Board of Directors
  • CERT-In Safe-to-Host Security Certificate

5-Stage RBI Audit & Attestation Lifecycle

Our certified information systems auditors guide your financial institution through scoping, technical VAPT, governance reviews, and statutory filing.

1
STAGE 1: REGULATORY TIERING & SCOPING

Banking Architecture & Asset Intake

Determining RBI CSF compliance tier (UCB Level I–IV, NBFC Middle/Upper Layer, PA/PG), mapping CBS core systems, internet banking portals, and payment rails.

2
STAGE 2: TECHNICAL VAPT & CBS PENETRATION TESTING

Applications, APIs & Network Testing

Executing ethical hacking on Net Banking, Mobile Banking apps, payment gateway APIs, internal firewalls, and Active Directory domains.

3
STAGE 3: C-SOC, DATA LOCALIZATION & CLOUD AUDIT

Telemetry & Data Residency Review

Auditing C-SOC alert ingestion, SIEM correlation rules, incident response plans (CCMP), and verifying 100% domestic payment data residency.

4
STAGE 4: GAP REMEDIATION & RETESTING

Technical Closure & Re-Verification

Collaborating with internal IT teams to patch identified vulnerabilities, update governance policies, and verify 100% remediation closure.

5
STAGE 5: SAR ISSUANCE & RBI FILING ATTESTATION

Final Attestation & Board Sign-Off

Delivering the formal System Audit Report (SAR), executive briefing for the Board IT Strategy Committee, and CERT-In Safe-to-Host Certificate.

Frequently Asked Questions

Key details on RBI audit applicability, UCB tiers, and filing timelines.

All Commercial Banks, Small Finance Banks, Payment Banks, Urban Co-operative Banks (UCBs Level I–IV), Non-Banking Financial Companies (NBFCs Middle, Upper, and Top Layers), Payment Aggregators (PAs), Payment Gateways (PGs), and Prepaid Payment Instrument (PPI) issuers operating under RBI jurisdiction in India.
RBI directive DPSS.CO.OD.No.2785/06.08.005/2017-18 mandates that all payment systems operating in India must store all end-to-end data related to payment transactions (including customer details, card credentials, OTPs, PINs, transaction references, and settlement logs) within servers and data centers located exclusively in India.
Yes. We deliver the complete System Audit Report (SAR) package, executive summaries formatted for the Board of Directors and IT Strategy Committee (ITSC), and official CERT-In compliant Safe-to-Host Security Certificates.

Achieve 100% RBI Cyber Security Compliance Today

Schedule an RBI Information Security & Cyber Security Framework Audit consultation with our Certified Information Systems Auditors (CISA, CISSP, CISM, DISA).

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